Category: Business

Investing In Real Estate Investors

With the never-ending changes in our Real Estate Markets real estate professionals are starting to pay attention to the sound of new commission streams of income. Some realtors have either shied away or ran-away from such terms as “Cap Rate,” & “Cash-on-Cash Returns.” Terms that only the ‘smart’ and ‘numbers-oriented people use to determine if

Finding a Financial Adviser

Seeking professional advice from a qualified financial advisor is often a shrewd move in getting the most out of your money. Yet many of us may be at a loss on what we should consider when choosing a financial advisor. Below are some of the key questions you might like to ask when making your

How to Refinance Credit Union Style

Two of the primary lending institutions are banks and credit unions. Most banks answer to their shareholders and are like all companies seeking to make maximum profit. Credit Unions, on the other hand, are owned by their members or account holders. Therefore their loyalty is not to the shareholders like standard banks. Instead they seek

7 Problems Faced by Most Accounting Students

Being an accounting student is not easy. You have to be really good at Maths, but that's not all there is to it. If you want to take up a career in accounting, you will really need to love your job. And while the pay packet can seem lucrative, understand that many accounting jobs involve

The Secret to Land Development Financing

Using what we call "OPM" or Others People's Money the best and really the only way to finance any of your developments, and in saying that, any of your real estate investments! This may not be new to you, but many people are amazed and the response that is heard often goes something like this

The Importance of Credit Risk Management for Banking

The importance of credit risk management for banking is tremendous. Banks and other financial institutions are often faced with risks that are mostly of financial nature. These institutions must balance risks as well as returns. For a bank to have a large consumer base, it must offer loan products that are reasonable enough. However, if

My Tips on Improving Your Finances for Life

There is no way to avoid dealing with money and finances these days. Therefore you should try to learn as much as possible to help you make good financial decisions and to increase your confidence about money. When you make a budget, it should be realistic regarding your income and spending habits. Be sure to